15 Minute Solution
It’s true! In most cases, 15 minutes of consultation and fact finding will allow us to outline an orderly plan that will solve your debt crisis and provide immediate relief so that you can get back to “living again”.
Let Us Explain:
In Canada, the Bankruptcy and Insolvency Act was enacted to provide a means, through the assistance of a licensed trustee, whereby creditors’ and debtors’ interests are protected and whereby an arrangement can be made that satisfies both parties and extinguishes all existing debt.
This is not an onerous task for you. We have years of experience in designing plans which will accomplish this and, once implemented, your creditors will be contacting us and not you.
What we initially require from you on a no cost, confidential, no obligation basis is:
- The completion of the Assessment Questionnaire (link)
- Mail, email or deliver the questionnaire to our office
- Within one day of receipt, we will contact you, by whatever means you have requested, for a 15 minute interview
- Upon completion of this interview we will explain your options and suggest the most suitable plan, which may not require you to go bankrupt
Credit Card and/or Money Problems
If you live in the Vancouver or surrounding areas of British Columbia and are experiencing credit card and money problems, or are considering bankruptcy in British Columbia, or if you have questions about personal bankruptcy and dealing with financial problems that might lead to bankruptcy please contact us today to arrange for a free consultation.
Aways Consider Alternatives
Consumer debt is at an all time high. You are not alone but there are signs that you may not be noticing. The first sign of financial trouble can be worrisome but considering bankruptcy should be a last resort. In some instances, filing for debt relief can be thought of as first step of a financial strategy. While bankruptcy may be appropriate for some people in certain situations, there are other alternatives that can accomplish the same results without going as far as filing for bankruptcy.
How do you know if you might be in financial trouble? Here are some signs that you might be in financial trouble.
- If you are using your credit cards for every purchases?
- If you are maxing out your credit cards every month
- If you are only able to make the minimum payments?
- If you are using one credit card to make payments on another?
- If you are using payday loan services?
- If you are pawning household items to pay bills?
- If you are cashing in long term investments early?
- If you do not have a cash reserve for unexpected problems?
- If you are working overtime just to keep up?
Visit Financial Planning for some extra tips.
If you’re having trouble paying your bills, consider these possibilities before considering filing for bankruptcy:
- Talk with your creditors. They may be willing to work out a modified payment plan.
- Carefully consider a second mortgage or home equity line of credit. While these loans may allow you to consolidate your debt, they also require your home as collateral.
- Consider Consumer Proposal
For a no obligation, confidential assessment of your situation, complete our Background Information Form and submit it to us. We will reply within 1 business day.